:root{
  --bg:#041009;--bg2:#07170e;--card:#0b1d13;--card2:#0e2418;--text:#f5f8f4;--muted:#a9b8ae;
  --line:rgba(255,255,255,.09);--green:#51ff18;--green2:#24d900;--blue:#72a7ff;--shadow:0 24px 80px rgba(0,0,0,.32);
  --radius:24px;--max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:radial-gradient(circle at 85% 10%,rgba(81,255,24,.08),transparent 28%),linear-gradient(180deg,#030906 0%,#06120b 48%,#040a07 100%);color:var(--text);font-family:"DM Sans",system-ui,sans-serif;line-height:1.55}
a{color:inherit;text-decoration:none}
button,input{font:inherit}
.container{width:min(var(--max),calc(100% - 40px));margin:auto}
.topline{border-bottom:1px solid var(--line);font-size:12px;color:#829187}
.topbar{display:flex;justify-content:space-between;padding:9px 0;gap:20px}
.site-header{position:sticky;top:0;z-index:20;background:rgba(3,9,6,.78);backdrop-filter:blur(18px);border-bottom:1px solid var(--line)}
.nav{height:72px;display:flex;align-items:center;justify-content:space-between;gap:24px}
.brand{display:flex;align-items:center;gap:10px;font-weight:700;letter-spacing:-.03em}
.brand img{width:38px;height:38px;border-radius:10px;object-fit:cover}
.brand b{color:var(--green)}
.nav nav{display:flex;gap:25px;color:#aebbb1;font-size:14px}
.nav nav a:hover{color:#fff}
.nav-cta{padding:10px 15px;border:1px solid rgba(81,255,24,.4);border-radius:12px;color:#caffbd;background:rgba(81,255,24,.07);font-weight:700}
.hero{padding:94px 0 76px;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1.05fr .95fr;gap:70px;align-items:center}
.eyebrow,.kicker{font-size:11px;letter-spacing:.16em;text-transform:uppercase;font-weight:800;color:#a9b8ae}
.eyebrow{display:inline-flex;align-items:center;gap:9px;padding:8px 11px;border:1px solid var(--line);border-radius:999px;background:rgba(255,255,255,.025)}
.pulse{width:7px;height:7px;border-radius:50%;background:var(--green);box-shadow:0 0 18px var(--green)}
h1,h2,h3{font-family:Manrope,sans-serif}
h1{font-size:clamp(48px,6.1vw,82px);line-height:1.01;letter-spacing:-.065em;margin:25px 0 22px}
h1 span{background:linear-gradient(100deg,#fff 10%,#6aff3b 78%);-webkit-background-clip:text;background-clip:text;color:transparent}
.hero-lead{font-size:18px;line-height:1.75;color:#b8c5bc;max-width:650px}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:30px 0 16px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:12px;padding:14px 19px;border-radius:14px;font-weight:800;border:1px solid transparent;transition:.2s transform,.2s box-shadow}
.button:hover{transform:translateY(-2px)}
.button.primary{color:#051006;background:var(--green);box-shadow:0 10px 35px rgba(81,255,24,.18)}
.button.primary:hover{box-shadow:0 14px 45px rgba(81,255,24,.3)}
.button.ghost{border-color:var(--line);background:rgba(255,255,255,.035)}
.micro{font-size:11px;color:#728078;max-width:650px}
.hero-panel{position:relative;min-height:480px;display:flex;align-items:center;justify-content:center}
.panel-glow{position:absolute;width:380px;height:380px;border-radius:50%;background:rgba(81,255,24,.12);filter:blur(75px)}
.rate-card{position:relative;width:min(100%,470px);padding:30px;border:1px solid rgba(255,255,255,.11);border-radius:30px;background:linear-gradient(145deg,rgba(18,43,28,.94),rgba(6,18,11,.9));box-shadow:var(--shadow);overflow:hidden}
.rate-card:before{content:"";position:absolute;inset:-1px;background:linear-gradient(120deg,rgba(81,255,24,.28),transparent 35%,rgba(114,167,255,.12));z-index:-1}
.rate-head{display:flex;justify-content:space-between;align-items:start}
.muted{color:#8d9d92;font-size:13px}
.rate-head h3{margin:4px 0 0;font-size:19px}
.live-pill{font-size:10px;padding:6px 9px;border-radius:999px;border:1px solid rgba(81,255,24,.25);color:#aaff8f}
.live-pill i{display:inline-block;width:6px;height:6px;border-radius:50%;background:var(--green);margin-right:5px}
.rate-value{font:800 57px Manrope,sans-serif;letter-spacing:-.055em;margin:22px 0 2px}
.rate-meta{font-size:12px;color:#87968c}
.rate-divider{height:1px;background:var(--line);margin:25px 0}
.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.mini-grid div{display:flex;flex-direction:column;gap:3px}
.mini-grid span{font-size:11px;color:#7f8e84}.mini-grid strong{font-size:16px}
.panel-link{display:block;margin-top:24px;color:#bfffaf;font-weight:700;font-size:13px}
.floating-chip{position:absolute;padding:11px 14px;background:#0a1b10;border:1px solid rgba(81,255,24,.25);border-radius:14px;box-shadow:0 15px 35px rgba(0,0,0,.3);font-size:12px;font-weight:800;color:#caffbe}
.chip-one{top:52px;right:0}.chip-two{bottom:55px;left:0}
.trust-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:rgba(255,255,255,.018)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);padding:25px 0}
.trust-grid div{padding:4px 25px;border-right:1px solid var(--line)}.trust-grid div:first-child{padding-left:0}.trust-grid div:last-child{border-right:0}
.trust-grid strong{display:block;font:800 24px Manrope,sans-serif}.trust-grid span{font-size:12px;color:#7f8e84}
.section{padding:100px 0}.dark-section{background:rgba(255,255,255,.018);border-top:1px solid rgba(255,255,255,.04);border-bottom:1px solid rgba(255,255,255,.04)}
.section-heading{display:flex;justify-content:space-between;gap:50px;align-items:end;margin-bottom:38px}
.section-heading h2{font-size:clamp(34px,4vw,53px);line-height:1.05;letter-spacing:-.05em;margin:10px 0 0}
.section-heading>p{max-width:450px;color:#93a198;margin:0}
.kicker{color:#6fff44}
.calculator-shell{display:grid;grid-template-columns:.8fr 1.2fr;border:1px solid var(--line);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow)}
.calculator-inputs{padding:30px;background:#08170e}
.calculator-result{padding:30px;background:linear-gradient(135deg,#0d2717,#08170e)}
.field{display:block;margin-bottom:20px}.field>span{display:block;font-size:12px;color:#a6b3aa;font-weight:700;margin-bottom:7px}
.input-wrap{display:flex;align-items:center;background:#041009;border:1px solid var(--line);border-radius:13px;overflow:hidden}
.input-wrap b{padding-left:14px;color:#7e9185}.input-wrap input{width:100%;background:transparent;border:0;outline:0;color:#fff;padding:13px 14px;font-size:18px}
.field small{display:block;color:#6f7d74;font-size:10px;margin-top:6px}
.preset-row{display:flex;gap:7px;flex-wrap:wrap;margin:20px 0 24px}.preset-row button{border:1px solid var(--line);background:rgba(255,255,255,.035);color:#b8c5bc;padding:7px 10px;border-radius:9px;cursor:pointer}.preset-row button:hover{border-color:rgba(81,255,24,.4);color:#fff}
.assumption-box{border:1px solid var(--line);border-radius:14px;padding:15px;background:rgba(255,255,255,.02)}.assumption-box div{display:flex;justify-content:space-between;gap:15px;padding:6px 0;font-size:11px}.assumption-box div+div{border-top:1px solid rgba(255,255,255,.05)}.assumption-box span{color:#77867c}.assumption-box strong{color:#c6d2c9;text-align:right}
.result-main{padding-bottom:24px;border-bottom:1px solid var(--line)}
.big-number{font:800 clamp(40px,5vw,64px) Manrope,sans-serif;letter-spacing:-.055em;margin:6px 0}
.result-sub{font-size:12px;color:#8e9d93}
.result-cards{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin:18px 0}.result-cards div{padding:13px;border:1px solid var(--line);border-radius:13px;background:rgba(0,0,0,.12)}.result-cards span{display:block;color:#74837a;font-size:10px}.result-cards strong{display:block;font-size:16px;margin-top:3px}
.savings-callout{padding:15px;border-radius:15px;background:rgba(81,255,24,.075);border:1px solid rgba(81,255,24,.2)}.savings-callout span{font-size:11px;color:#a7b5aa}.savings-callout strong{display:block;font:800 27px Manrope,sans-serif;color:#baffaa;margin:2px 0}.savings-callout small{display:block;color:#77867c;font-size:9px;line-height:1.5}
.rate-note{display:flex;gap:9px;align-items:center;color:#738078;font-size:10px;margin-top:13px}.rate-note .dot{width:6px;height:6px;background:#7aa5ff;border-radius:50%}
.comparison-table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--radius);background:#07130c}
.comparison-table{width:100%;min-width:850px;border-collapse:collapse;font-size:13px}.comparison-table th,.comparison-table td{padding:16px 15px;text-align:left;border-bottom:1px solid rgba(255,255,255,.06);vertical-align:top}.comparison-table th{color:#85948a;font-size:11px;text-transform:uppercase;letter-spacing:.09em}.comparison-table td:first-child{color:#aab7ae;font-weight:700;width:20%}.comparison-table tbody tr:last-child td{border-bottom:0}.featured-col{background:rgba(81,255,24,.035)}.comparison-table th.featured-col{color:#baffaa;border-top:2px solid var(--green)}
.comparison-footnotes{padding-top:16px;color:#6f7d74;font-size:10px}.comparison-footnotes p{max-width:850px}.source-links{display:flex;gap:15px;flex-wrap:wrap}.source-links a{color:#9fb0a5;text-decoration:underline;text-underline-offset:3px}
.feature-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.feature-card{padding:25px;border:1px solid var(--line);border-radius:20px;background:linear-gradient(145deg,rgba(255,255,255,.035),rgba(255,255,255,.012));min-height:225px}.icon{width:42px;height:42px;display:grid;place-items:center;border-radius:12px;background:rgba(81,255,24,.08);border:1px solid rgba(81,255,24,.15);color:#9fff84;font-weight:900}.feature-card h3{font-size:20px;margin:18px 0 8px}.feature-card p{color:#87958c;font-size:13px}
.steps{display:grid;grid-template-columns:repeat(2,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:20px;overflow:hidden}.step{display:flex;gap:18px;padding:27px;background:#07150d}.step>span{font:800 12px Manrope,sans-serif;color:#7fff60;padding-top:5px}.step h3{margin:0 0 6px;font-size:18px}.step p{margin:0;color:#819087;font-size:12px}
.narrow{max-width:850px}details{border-top:1px solid var(--line);padding:20px 0}details:last-child{border-bottom:1px solid var(--line)}summary{cursor:pointer;font-weight:800;font-size:16px;list-style:none}summary::-webkit-details-marker{display:none}summary:after{content:"+";float:right;color:#76ff58}details[open] summary:after{content:"−"}details p{color:#7f8e84;font-size:13px;max-width:720px;margin:10px 0 0}
.cta-section{padding:40px 0 90px}.cta-box{display:flex;justify-content:space-between;align-items:center;gap:35px;padding:40px;border-radius:28px;border:1px solid rgba(81,255,24,.18);background:radial-gradient(circle at 80% 20%,rgba(81,255,24,.11),transparent 40%),#09190f}.cta-box h2{font-size:clamp(28px,3.5vw,46px);letter-spacing:-.05em;line-height:1.05;margin:9px 0}.cta-box p{color:#819087;margin:0;max-width:620px;font-size:13px}
footer{border-top:1px solid var(--line);padding:35px 0 25px}.footer-grid{display:flex;justify-content:space-between;align-items:center;gap:30px}.footer-brand{display:flex;gap:12px;align-items:center}.footer-brand img{width:45px;height:45px;border-radius:12px}.footer-brand div{display:flex;flex-direction:column}.footer-brand span,.footer-right{font-size:11px;color:#718078}.footer-right{display:flex;gap:18px}.footer-right a{color:#9baa9f}.legal{margin-top:25px;padding-top:20px;border-top:1px solid rgba(255,255,255,.05);color:#5e6b64;font-size:9px;max-width:900px}.legal p{margin:7px 0}
@media(max-width:900px){.hero-grid{grid-template-columns:1fr;gap:20px}.hero-panel{min-height:430px}.feature-grid{grid-template-columns:1fr 1fr}.calculator-shell{grid-template-columns:1fr}.nav nav{display:none}.section-heading{align-items:start;flex-direction:column;gap:15px}}
@media(max-width:600px){.container{width:min(var(--max),calc(100% - 26px))}.topbar{font-size:9px}.topbar span:last-child{display:none}.nav{height:64px}.brand span{font-size:13px}.nav-cta{font-size:11px;padding:8px 10px}.hero{padding:60px 0 50px}h1{font-size:48px}.hero-lead{font-size:15px}.rate-card{padding:22px}.rate-value{font-size:46px}.chip-one{right:-4px;top:22px}.chip-two{left:-4px;bottom:20px}.trust-grid{grid-template-columns:1fr 1fr}.trust-grid div{padding:12px;border-right:0}.trust-grid div:nth-child(odd){padding-left:0}.trust-grid div:nth-child(even){padding-right:0}.section{padding:70px 0}.section-heading h2{font-size:36px}.feature-grid{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.cta-box{padding:28px;align-items:flex-start;flex-direction:column}.footer-grid{align-items:flex-start;flex-direction:column}.footer-right{flex-direction:column;gap:7px}.comparison-table{min-width:760px}.calculator-result,.calculator-inputs{padding:22px}}